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Twenty Over Ten and FMG vs Snappy Kraken: what a website does and doesn't do for being found

FMG, which bought Twenty Over Ten in 2020, and Snappy Kraken both build compliant advisor websites and run your email and social. Website plans start at $79 and $99 a month plus setup. A good site matters: AI assistants cite firms' own websites in most answers. But a site can't vouch for itself, and the sources assistants check it against are somewhere else.

Written by
Sophia CarringtonHead of Growth, Wellspent
Updated
Sources
8 cited
Reading time
5 min

FMG (which bought Twenty Over Ten in November 2020) and Snappy Kraken (which bought Advisor Websites in May 2022) sell the same core thing: a compliant advisor website plus marketing automation. FMG’s websites start at $79 a month plus $795 setup, and Snappy Kraken’s at $99 a month plus $499 setup on an annual term. Both help you be found, because AI assistants cite firms’ own websites in 77% of answers in our study. Neither can do the other half. Assistants check what your site says against outside sources such as fee-only directories, the SEC and verified records, and a website can’t be its own third party.

The short version

FMG (incl. Twenty Over Ten)Snappy KrakenWellspent
What it isWebsites, email and social automation, compliance tools, testimonialsMarketing campaigns, websites (Advisor Websites), lead captureA verified record in the public graph AI assistants and search read
Website priceEssential from $79 a month + $795 setup; Premium from $149 + $2,995Foundations $99 a month + $499 setup; Grow $199 + $2,499Not a website
Marketing price$99, $269 or $895 a month + $199 to $499 setupCampaigns $199, $299 or $899 a month + setupNot a marketing platform
Bundles$178, $418 or $1,044 a month$298, $449 or $999 a month$89 a month ($890 billed yearly)
TermNot stated on the pricing pageAnnual termCancel any time
AI search featuresAI content tools; AI blog writing on Premium websitesPremium SEO/AEO on Websites Grow and the Grow and Freedom360 bundles; none on FoundationsYour record is structured for AI assistants and cited by them
ReviewsFMG Testimonials, $99 a month + $99 setupNot listedNot offered
Sends prospectsCaptures leads from your own trafficCaptures leads from your own trafficIntroductions from prospects who find your record, no lead fees
Who can use itAny advisorAny advisorFee-only advisors only

What a website platform does for being found

It makes your site a usable source. AI assistants read firm websites directly. In our study of 600 AI answers, 77% cited at least one fee-only firm’s own site, 87% of ChatGPT’s. A fast, well-structured site with clear pages is something both platforms do well.

It handles compliance. Both build in compliance review for posts, emails and pages, which is often what stops advisors publishing anything specific.

It turns visitors into conversations. Lead capture forms, gated content, email sequences and, on Snappy Kraken’s higher plans, text messaging keep a prospect warm after the first visit.

It can show reviews. Kitces’ 2026 study found firms showing reviews on their website spent $0.13 per $1 of new revenue, against $0.86 for firms doing the bare minimum. FMG sells a Testimonials product for this at $99 a month.

What it doesn’t do

It doesn’t write the specific facts for you. A template gives you a services page; it doesn’t decide what goes on it. In our website study, only 52% of fee-only firm sites stated a price we could verify, and about 4 in 10 named no specialty beyond retirement, tax or estate planning. Those are the two facts assistants most need to match a firm to a specific question. A new site with the same vague copy performs like the old one.

It can’t vouch for you. Assistants don’t take a firm’s word for it. ChatGPT cited napfa.org in 61% of its answers, feeonlynetwork.com in 57% and the SEC’s adviser site in 47%, drawing on about 15 sources per answer. In Canada, only 20% of answers cited a firm’s own site at all. Your website is one source among many, and the others decide whether it’s believed.

It doesn’t send people to your site. Both platforms convert traffic you already have. Getting new prospects to arrive is a separate job: search, referrals, directories, press. Kitces found directories were the cheapest channel at $0.28 per $1 of new revenue, ahead of SEO at $0.45.

The PlannerSearch clue

Snappy Kraken’s own biggest recent project points the same way. FPA relaunched PlannerSearch on October 1, 2026 in a multiyear partnership with Snappy Kraken, with The Smyth Group, whose CEO said every planner was structured “to be read, indexed, quoted and cited directly by major AI engines.” That’s a website company building an outside source for advisors to be found on, because a firm’s own site isn’t enough on its own. See Wellspent vs FPA PlannerSearch for how that directory works.

What each costs in year one

First-year cost, advisor website plans and Wellspent
Twelve months plus setup. They do different jobs; most firms need a website either way.
Snappy Kraken Websites Grow$4,887
FMG Premium website$4,783
FMG Essential website$1,743
Snappy Kraken Websites Foundations$1,687
Wellspent$890

Source: FMG, Snappy Kraken and Wellspent pricing pages, checked October 31, 2026

Data
PlanFirst-year cost
Snappy Kraken Websites Grow$4,887
FMG Premium website$4,783
FMG Essential website$1,743
Snappy Kraken Websites Foundations$1,687
Wellspent$890

Where FMG is the better choice

  • You want the lowest entry price for a website. FMG’s Essential site starts at $79 a month.
  • You want reviews on your site. FMG Testimonials is a ready-made way to collect and show them, and Kitces’ figures say it pays.
  • You’re already a Twenty Over Ten client. Existing sites keep working as before, and FMG offers existing website customers a discounted setup fee on a redesign.

Where Snappy Kraken is the better choice

  • You want AEO built into the site. Snappy Kraken lists premium SEO and AEO on its Websites Grow plan and its Grow and Freedom360 bundles.
  • You want campaigns that run themselves. Its email campaigns, lead capture with auto-subscribe and, at the top tier, done-for-you strategy are its core.
  • You’re happy with an annual term. Prices are monthly on a one-year commitment.

Where Wellspent is the better choice

Wellspent isn’t a website and doesn’t replace one. It does the part a website can’t.

  • An independent, verified source. Your record carries your fees, specialties, the clients you serve, credentials and SEC registration, checked and sourced, in the public graph ChatGPT cited in 37% of its answers.
  • Prospects who didn’t start on your site. Introductions come straight to you from your record, with no lead fees.
  • Proof. A monthly report shows who AI assistants recommend when your ideal clients ask, and whether you’re named. Each quarter, members are matched to stories by specialty with media partners.
  • A lower bill. $89 a month, cancel any time, against a year-one website cost of $1,687 to $4,887.

Using them together

Most firms need a website, and either platform can build a good one. Then make it say something specific: publish your fees in plain text, name the two or three kinds of clients you serve best, and check that your site isn’t blocking AI assistants. Put the same facts on your record, your directory profiles and your Form ADV. When an assistant finds the same fees and specialties in several places, it trusts all of them more.

Bottom line

FMG and Snappy Kraken build the place prospects land and keep them interested once they do. Neither puts you on the independent sources AI assistants check, or tells you whether those assistants name you. Pair a good website with a Wellspent record, at $89 a month, and both halves are covered. For the steps, read how to get recommended by AI and how AI assistants choose financial advisors.

Questions

How much does a Twenty Over Ten or FMG website cost?

Twenty Over Ten is now part of FMG, and its pricing page sends you to FMG. FMG's Essential website starts at $79 a month with a $795 setup fee, and Premium at $149 a month with $2,995 setup. Marketing and website bundles start at $178 a month.

How much does Snappy Kraken cost?

Snappy Kraken's Websites plans are $99 a month ($499 setup) and $199 a month ($2,499 setup); Campaigns plans are $199, $299 and $899 a month; bundles are $298, $449 and $999 a month. Prices are monthly on an annual term.

Does a new website get me recommended by AI?

It helps if it states your fees, specialties and the clients you serve in plain text. In our study, 77% of AI answers cited at least one firm's own site. But assistants check sites against independent sources, so being on those sources matters as much as the site.

Did Snappy Kraken build FPA PlannerSearch?

Yes. FPA relaunched PlannerSearch on October 1, 2026 in a multiyear partnership with Snappy Kraken, with The Smyth Group, structuring planner profiles to be read and cited by AI engines.

Your record

Your website is one source. Your record is another.

AI assistants check what your site says against independent sources. Your Wellspent record puts your verified fees, specialties and the clients you serve in one they already cite, with introductions, a monthly AI report and quarterly press placement with media partners. $89 a month.

What you get

  • Your fees, specialties and clients, verified
  • Read by AI assistants and search
  • Introductions with no lead fees

$89 a month Cancel any time